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David Skelly

dskelly@wfskelly.com

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Woodbury Financial Services, Inc.

Office: (302) 429-7526

2401 Kingman Drive

Wilmington, DE 19810

dskelly@wfskelly.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Copyright 2019 FMG Suite.

Securities and investment advisory services offered through Woodbury Financial Services, Inc. (WFS) member FINRA and SIPC and a Registered Investment Advisor. WFS is separately owned and other entities and/or marketing names, products or services referenced are independent of WFS.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.